Toolnest

Hourly Rate Calculator

Work out the hourly rate you need to charge to hit your desired income, after accounting for vacation time and business expenses.

$
$
52 minus vacation and time off.
Hourly Rate to Charge
$55.00
Total Billable Hours / Year
1200

How to use the Hourly Rate Calculator

Enter your desired annual income (what you want to take home before business costs).

Enter your billable hours per week and weeks of vacation/unpaid time off per year.

Enter your estimated annual business expenses (software, insurance, equipment).

The calculator shows the hourly rate you need to charge clients to reach your goal.

Hourly Rate Formula

Hourly Rate = (Desired Annual Income + Annual Expenses) ÷ (Billable Hours per Week × Working Weeks per Year)

Example

  • 1.Desired annual income: $60,000
  • 2.Annual expenses: $6,000
  • 3.Billable hours/week: 25, Working weeks/year: 48
  • 4.Hourly rate = ($60,000 + $6,000) ÷ (25 × 48) = $55 per hour

Frequently Asked Questions

Frequently asked questions about the Hourly Rate Calculator

Why is billable hours less than 40 per week?+

Freelancers typically spend significant time on admin, marketing and finding clients that isn't billable. Most freelancers can only bill 20–30 hours per week even when working full-time.

What should I include in expenses?+

Include software subscriptions, insurance, equipment, coworking space, professional fees and any other recurring cost of running your business.